Being involved in a car accident can be a very disorienting and stressful experience. No matter if it is a minor or major, accidents give you trauma. You should know how to deal with the situation and what you do if you are in this unfortunate situation.
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Here is a comprehensive guide on what to do after a car accident.
1. Check for Injuries
The priority after an accident is to check for any injuries to yourself as well as to the passengers in your vehicle. This will help you determine whether it is a minor or major accident. Safety comes first if someone is injured or requires first aid; try not to move them and call medical help by dialling 999.
Even if you see minor scars and injuries, take them to the hospital for a check-up because sometimes symptoms do not appear immediately. Check for injuries and pain spots even after returning from a check-up and consult the doctor on the slightest pain.
2. Ensure Safety
If the accident is minor and there is no severe damage, move your vehicles to the side of the road to avoid causing traffic and discuss well about it. Turn on your parking lights or hazard lights to alert other drivers about your vehicle’s presence on the road.
If you cannot move the vehicle to the side of the road, exit the vehicle to avoid potential hazards. You should try to move yourself and your car to a fair place on the side of the road. You may also use warning triangles or safety cones to ensure the safety of others.
3. Call the Police
In case of an accident, it is very important to call the police. Whether you have injuries or not, informing the police is mandatory. After complaining, the police will identify the real culprit/ and the victim. The police will fill out the report and prepare the scene documents.
You can visit your local police station and check on the status of your complaint number.
4. Exchange Information
Exchange details with the other driver, such as their name, address, phone number, insurance company, and vehicle registration number. You should gather all the information related to the vehicle and driver.
You may also gather information about witnesses, as their statements could be crucial for clearing out claims and doubts after the accident.
5. Document the Scene
Take pictures of the accident scene from different angles and positions using your smartphone camera. While capturing, ensure you capture both the vehicles, damage, road conditions, street signs, and any other relevant details on your phone. These photos can help you provide substantial support to your statement and insurance claims.
These photos can also play an important role in legal proceedings as well.
6. Notify the Insurance Company
Inform your insurance provider about the accident as soon as possible. Your insurance company will help you with the claim filing process. Your insurance company will provide you with the necessary details and detailed forms to fill out.
While filing up the form, be honest about the details of the accident, as any false information you provide can lead to denial of coverage and damages.
7. Seek Medical Attention
If even you feel fine, it is advised to undergo a medical examination after an accident. Injuries like concussions can appear after days or a few hours of the accident. A medical report is a very important document when making an insurance claim for personal injuries.
8. Keep Records
Keep a record of your police report, details of other drivers, vehicle information and communication from the insurance company. These records will make sure your insurance claim is smoothly received. They can also help take legal actions against them or defend the legal case.
9. Settlement
In case the fault is another driver’s, he will provide you with a settlement offer. Be cautious about this approach and make a settlement offer after thinking very carefully. Before accepting and signing it off, contact your solicitor or any other person.
Check for all the necessary compensation and evaluate the damages and impact of damages on the car and yourself.
10. Legal Advice
Look for legal support if it is a major dispute about who is at fault or who should pay compensation. Suppose you are the victim, and your compensation paid by the company is not enough to cover up your losses or injuries. In that case, you should consult with your solicitor who specialises in such cases.
The trained lawyers can help you understand the case and provide assistance in making further claims.
Every car accident is unique, but you can manage the situation efficiently by taking these steps. These steps will protect your legal rights as well. Remember to be calm and gather information before making a claim. Your actions after the accident can make or break your legal and insurance matters.
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